Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam

Great plans and easy to file claims

Website is easy to use. Explanations of different plans is clear and several choices of coverage. My past experience with Nationwide was great. I had a cat who got sick and passed away suddenly in July. My claim was promptly taken care of with no issues and policy canceled. Very helpful while going through loss of pet.
1

out of 5

POSTED: | BY: customer

Overpriced, underdelivered, and way too big and ego

You have a $100 deductible and an 80% reimbursement with caps and require a year's worth of medical records, not receipts, to underwrite a policy that will cost me $700 a year if I don't even use it. Get over yourselves. You can keep your precious insurance. You aren't worth my time and effort, let alone my money.
5

out of 5

POSTED: | BY: customer

The review I left says it all. Top notch work

Quick and easy good customer service. Knowledgeable lady on the other end of the phone. Also relatable since she's a og subzero player in mortalkombat also likes streetfighter. I appreciate that most of all since it's not automated and I can actually feel like it's all business but genuine interaction as well. That can make conversation feel less about rushing you out as a one and done customer and more so your an actual individual. Way to go to that lady. No pressure but that's how you get continued service and a good customer base. For the record everything discussed in regards to pricing, length of time before my coverage becomes active, and any additional questions were 100 percent answered. It did not feel like a waste of time.
3

out of 5

POSTED: | BY: Desiree G

I'm disappointed that Nationwide…

I'm disappointed that Nationwide charged me for almost two months of the premium and the starting service date is two weeks after completing the application. Normally when I purchase any type of insurance coverage starts the day the application is accepted. Now my brand new pet is not covered for her Vet visit that she so desperately needs so that she can obtain her second shots in a timely manner.
5

out of 5

POSTED: | BY: Parking.com Customer

Had a good experience it was really…

Had a good experience it was really easy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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