Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Anita

This most recent experience was to say the least ridiculous. Claim from April still going on!

I have Nationwide everything, auto, home and pet. The worst service is the pet insurance part. I have been struggling with Nationwide about a claim that should have been taken care of in April. I have resent into the company the proper papers for 3 months on and off. I think that there is an inconsistency within the pet insurance part. I do not like the format at all. When submitting a claim there is a "form" to follow which offers nothing in the way of being precise about the claim. After 3 months of calling and calling, resubmitting and resubmitting I finally got to a customer care representative who took care of me through a supervisor. Dah, why did that take so long. I do not think that Nationwide has a very good protocol at all for their pet insurance.
5

out of 5

POSTED: | BY: Debbie

Thrilled

It’s insurance, so I was expecting to be told there was some reason our dog’s wellness visit and dental cleaning wouldn’t be covered. Some small print I missed. The surprise was no surprise! Easy online form. Money directly deposited in a very timely fashion to our account. Thank you!
5

out of 5

POSTED: | BY: Jeanne

I appreciate the service!

It helps to have pet insurance. Isabella is pretty healthy but vet bills even for wellness can sure add up
5

out of 5

POSTED: | BY: David

Peace of Mind

I wanted to be prepared for eventualities in case I needed help with my beautiful Pug, Nationwide Pet Insurance has delivered that so far, peace of mind. They have refunded me every time my vet visit qualifies and in most cases the total amount. It's always good knowing my pet Weego is covered and I can take him to the vet without worrying about spending and worrying much about taking care of him and his vet. Nationwide Pet Insurance has 24/7 help and my monthly payment is being deducted from my payroll since my company has that extra benefit.
5

out of 5

POSTED: | BY: Marcella

Wonderful Service!!

I filed two claims recently for my beloved dog Franklin, and they were processed in a timely manner and I was happy to get a good amount of reimbursement back for his treatment! The process was simple and Franklin is now in good health! We couldn’t be happier🙂

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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