Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

A company you can trust

My dog is 11 years old and has been insured by VPI/Nationwide since puppyhood. I have never encountered an issue with their processing of claims and reimbursements.
5

out of 5

POSTED: | BY: Patrice

Amazing company to have by my side and my dogs side

I have three dogs insured with Nationwide - two American Eskimos, brother and sister, Blizzard and Summer and a puppy Border Collie Blue. I absolutely love Nationwide. Such great plans at such reasonable costs. This insurance sure does come in handy as I had three other dogs who have since past that were insured by Nationwide (VPI at the time) and couldn't ask for a better company to trust with my doggie kid's health care. Keep up the great work and thank you so much!!!!!!!!!!!!!! Also I always recommend Nationwide to my friends who have pets!!!!!!!!!!!!!!! Thyroid for Blizzard. Summer is good and I need to get Blue spayed soon.
5

out of 5

POSTED: | BY: Heather

Was skeptical, now grateful!

I was expecting a catch with Grendel's teeth cleaning, but I was very grateful to learn it was a straightforward claim and Nationwide paid 90% of the total bill as promised. It'd be nice if the premium was a bit lower, else I'd rate a 10. Still, I am very happy with the customer service and peace of mind.
5

out of 5

POSTED: | BY: Susan

I’m grateful I have Nationwide Pet Insurance

Without Pet Insurance I would not have been reimbursed for the expensive treatment my dog just required. I’m so happy I made the right decision to acquire it when she was puppy.
5

out of 5

POSTED: | BY: Heidi

Helped me when my pet needed an emergency dental

My pup Atlas injured his two front teeth. After visiting the vet it was determined that he needed those two removed and they were able to get him in the next morning. During the dental he ended up having to get several others removed. It was an expensive procedure but luckily with his insurance I was able to get a significant amount of the cost back. I am glad I did not have to think twice about getting my pup in to have his teeth fixed. He feels better and so do I.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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