Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: tom

greedy

as a disabled retired person who has been with you for over 15 years, I find those who answer your phones are getting worse. Example I am not a computer person, and asked for help to track Dominik's account, the botton line and I quote, was if you don't like it go somewhere else
5

out of 5

POSTED: | BY: Michael

Nationwide Pet Insurance is the BEST investment you can make for your pet's health!

I researched pet insurance companies before we adopted Ernie and decided that Nationwide had the best coverage options for Ernie. Personally, I think Ernie has better health insurance than I do, but that's ok. We are fortunate to live in an area with a regionally known dental specialist that recommended Ernie get his teeth cleaned every year as his breed tends to have dental issues at some point. Well, Ernie is now 4 and has had an abscessed tooth, and 2 others pulled (different years) as a result the vet bill was over $700 for cleaning and extractions. With Nationwide, we submitted the claim and after meeting the deductible, we received 90% of the charges back and we now have an "Ernie HSA account" at the local bank. We add change and miscellaneous checks to the account to build up the balance. But thanks to Nationwide, we have a cushion for vet bills and Ernie receives excellent care as most things are covered under his policy. Thank you for providing this fantastic service to our Ernie!
5

out of 5

POSTED: | BY: Dani

thank you for ease of claim

Submitting the claim when I had to bring our Doc Martin to doggy ER to remove a fox tail from his nose was simple, and was reimbursed the expected amount from Nationwide with ease. Thank you
5

out of 5

POSTED: | BY: Jennifer

Louie

Louie is doing great.
5

out of 5

POSTED: | BY: Christine

Takes a while to process claims but they cover a lot more than other insurance companies

I got this insurance because I like the fact that they cover well visits as well as sick visits. It took three months for them to process the initial claims but once they did, they covered what they said they would and I was very happy with the outcome.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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