Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Ease of sending in claims

I like how easy it is to submit claims including the pre filled out form
5

out of 5

POSTED: | BY: Theresa

Fantastic insurance company

My neighbor had recommended Nationwide as that Is who she has for her dog. She said how wonderful they were. Having golden retrievers in the past I know how important it is to have pet insurance on them. I decided to go with Nationwide after checking out a few companies and listening to my neighbor - I am so glad that I did. When we brought Mia in to the emergency vet it was so reassuring to know that I could have her treated and not have to worry that I didn't have the money to do so. I filed my claim the following day and within 3 weeks received the payment back from Nationwide. It could not have been easier and more than that it is total peace of mind. I would definitely recommend Nationwide to anyone who is looking for pet insurance.
5

out of 5

POSTED: | BY: Jennifer

Great Service

Nationwide Pet Insurance has been a life saver and we had great support. Sometimes is hard to understand the coverage in terms of dollar value, but overall offered good coverage. I really like the responsiveness, and the hassle free claim process.
5

out of 5

POSTED: | BY: Tina

Bootsie is doing very well. Thank you

Im very happy with nationwide and there help with my dog.
1

out of 5

POSTED: | BY: Denise

Over 2 month delay in paying a claim---still waiting---not good business.

I have been waiting over 2 months for you to pay on a claim I submitted on May 4th. Received a letter saying it will be longer. No explanation why. I submitted all of my pets records from the Vet with the claim. The two smaller claims have been paid but this bigger claim is long overdue and my bank account could use the funds.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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