Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam

Very reliable and fair

Generally Nationwide has been very reasonable. But, some of the explanation of benefits are not as clear as they could be. They refer to our dog as they have already covered her condition and won’t pay the claim. It is not clear who I could speak to about her condition. We have a long journey ahead of us. The medication she has to take if for a minimum of 6 months.
5

out of 5

POSTED: | BY: Megan

Nationwide Pet Insurance helps me keep my little guy in good health.

It is gives me peace of mind knowing when I my puppy isn't doing well that Nationwide will be there to soften the financial burden that comes with taking him to the vet. I greatly appreciate the updates and being able to receive funds electronically. Keep up the great work!
5

out of 5

POSTED: | BY: Megan

Nationwide Pet Insurance helps me keep my little guy in good health.

It is gives me peace of mind knowing when I my puppy isn't doing well that Nationwide will be there to soften the financial burden that comes with taking him to the vet. I greatly appreciate the updates and being able to receive funds electronically. Keep up the great work!
5

out of 5

POSTED: | BY: janet

You have been very efficient to work with and I have recommended you to many friends and family

Very easy to work with. Fast claim processing. Very happy with the insurance and have recommended it to many family and friends.
5

out of 5

POSTED: | BY: Penny

I am always pleased with your customer service reps when I call and also the ease with which my claims are handled!

I am always pleased with your customer service reps when I call and also the ease with which my claims are handled! I have a very positive experience when I deal with Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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