Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert

coverage in case of the worst

This insurance is a bit expensive (costs more than the annual premium for my life insurance) but I keep it in case of a catastrophic injury or illness for my dog. Claims used to be processed much faster when it was VPI
5

out of 5

POSTED: | BY: David

excellent service

Good insurance coverage, easy to file claims. Good customer service.
5

out of 5

POSTED: | BY: Victoria

I am so thankful for Nationwide pet insurance. Since I have had this ins Kolby hasn't really had to use it until now.

Kolby is ten years old and his age is catching up on him. I never saw this coming he has been ill since the end of June. Recently diagnosis with liver disease. This has been very hard on the family and to think a few months a go I was thinking about canceling because he wasn't really using it. I am so thankful I didn't and appreciate how kind everyone is when I call in to ask questions about Kolby's bills.
5

out of 5

POSTED: | BY: Victoria

I am so thankful for Nationwide pet insurance. Since I have had this ins Kolby hasn't really had to use it until now.

Kolby is ten years old and his age is catching up on him. I never saw this coming he has been ill since the end of June. Recently diagnosis with liver disease. This has been very hard on the family and to think a few months a go I was thinking about canceling because he wasn't really using it. I am so thankful I didn't and appreciate how kind everyone is when I call in to ask questions about Kolby's bills.
5

out of 5

POSTED: | BY: Kathleen

Claims Processing

All of our dealings with Nationwide have been excellent. They are helpful, professional and caring. They are to be commended.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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