Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Robin

So far, so good

So far we have been very happy with the coverage that our policy provides. My only complaint is that it takes a long time from the time a claim is received to when we receive payment. Other than that, the coverage has been a great thing for both routine care costs as well as when the unexpected, larger health issue needs to be treated.
5

out of 5

POSTED: | BY: Deborah

We have had the best experience with Nationwide Pet Inirance and I refer you to every dog owner I know!

Our experience with Nationwide in Trying to care for 5 dogs, 4 of which are rescue dogs, has been phenomenal. The ease of submitting a claim online and the timeliness of when the claims are paid is better than we could have expected. Thank you!
5

out of 5

POSTED: | BY: Diane

It was a smooth, positive, and effortless transaction;

It was a complete shock when my adopted 1+ year old puppy, yorkie-schnauzer mix, needed emergency surgery for stones. When I was told (by the surgeon) the cost of the procedure and tests and followup, nearly $3,000, I was distressed, yet I knew there was no choice in the matter. I told them I had pet insurance, but was not sure if the procedure would be covered. My vet, and the surgeon, submitted the paperwork to Nationwide. And within 3-4 weeks, I was surprised with a very very nice reimbursement. It was not my total cost, but it was per the policy and deductibles. Nationwide kept me posted and informed on the claim regularly. Since then, I have been recommending this pet insurance to all my friends. On a scale of 1-10, I would give Nationwide a 9 or 10. . Very very excellent.
5

out of 5

POSTED: | BY: Joann

Great policy

Excellent policy reimbursement but premium is so high.
5

out of 5

POSTED: | BY: Karen

The process to file a claim is very easy.

I would recommend Nationwide to other pet owners. Also great for car and home.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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