Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Maize’s Owner

Did Not Get The Coverage I was Quoted and Sold…

Paid my premiums diligently for five years until one of my 2 pets needed life saving emergency surgery 3 weeks ago. Called Nationwide from the hospital and was told to file my claim, and after a review Nationwide would pay 90% after deductible. Today I got a check for less than 50% of the surgery and I’m being told the company only pays $7500 max per year. That’s not what i was told before, or after signing up. Now my pet needs follow up care for the rest of her life, and I’m stuck with $1000 visits the rest of the year plus $1600 ER visit, and the difference of $9,000 for the surgery charged to my card. Extremely frustrating and disappointing while still trying to take care of her at home. Looking to switch to another provider, but the problem is now her preexisting condition is not covered, and the cost of the premium is now higher because the cats are now 5 years old. There are other providers who will truly provide the coverage they promise. Do your homework
1

out of 5

POSTED: | BY: Nicole Hamilton

Be careful of inaccurate insurance information

Insurance agent provided inaccurate information about specific items covered. I found out when Nationwide denied my claim. They will not provide any reimbursement for UNUSED coverage.
5

out of 5

POSTED: | BY: Robin_Mike Squire

I think I love Nationwide

I am so impressed with Nationwide. They had a program where they offered the plan through my employer, so the premium was able to be deducted directly from my paycheck. I never noticed it was gone, it was lovely. Then our dog got sick. We all fought hard for him, and having the insurance through Nationwide is the only reason that we were able to have him (and he have quality of life) for a while longer. I tried to provide all of the info needed on each entry, but Nationwide never quibbled about anything. It made a difficult time easier. Thank you Nationwide!
5

out of 5

POSTED: | BY: Monika McGhee-Anderson

My experience with my Nationwide family…

My experience with my Nationwide family is not a 5 star but a 10 star. Over the years I've been treated with respect and kindness. Some of my challenges were with the portal. A month ago I ran into issues with the portal, Stacy and Alexis came to my rescue. My husband, Mack and I recently lost our dearest furry baby Ivy. They were always kind and understanding, while coping with our loss. I share my experience with family, friends and total strangers about Nationwide Pet Insurance. The family at Nationwide Pet Insurance are truly kind, caring and compassionate people. The world would be a better place if we just should a little kindness like our friends at Nationwide Pet Insurance has. Thank you again from the bottom of my heart.
5

out of 5

POSTED: | BY: Bonnie Hansen

Excellent Service

I have used Nationwide Pet Ins for approx 6 years. I am so impressed with the quick turnaround time once I submit a claim to the time I receive reimbursement. I have told so many pet parents about Nationwide Pet Ins and how easy it is to submit a claim or ask a question, etc. I will stay with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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