Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alan

Extremely grateful for the service you provide

Mac our beloved dog was recently extremely sick with a stomach disorder. He had to be admitted and kept overnight at a vetinary emergency clinic. Thankfully he made a full recovery. The claim with Nationwide was quick and easy and we received a substantial part of our expenses back. Thank you for providing a wonderful service and giving us piece of mind for the care of our dog. The best pet insurance company we have ever used.
5

out of 5

POSTED: | BY: Dawn

We love Nationwide Pet Insurance !!!

We have filed several claims with our 3 fur babies in the last 3 years... Customer service is excellent!!! We get reimbursed in a timely manner!!! We never had insurance with our last 3 fur babies... and at the end of 17+ years with them we had spent over 38,000.00 on them in medical expenses... When we started over with the next generation of "pure joy" ... I shopped around and am so glad that we chose Nationwide!!! I would recommend them to everyone....
5

out of 5

POSTED: | BY: David

Very good and efficent at paying claimes.

My claims are paid fast and the ability to fax claims works for me.
5

out of 5

POSTED: | BY: Frank

Outstanding service and worth every penny!

I never have any problems with claims and the money is usually refunded 10-14 days after submitting the forms. Customer service is always there when I need them.
5

out of 5

POSTED: | BY: Fred

After comparing several pet insurance companies Nationwide was the best choice for our dog

We have only been clients for the past year but Nationwide has more than met our expectations. We were skeptical about what the coverage would actually be but have been very pleased with the reimbursement. The explanations of services not covered have been clear. Prior to making the decision to choose Nationwide we reviewed the comments online about several pet insurance companies and Nationwide seemed to offer the best coverage for us.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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