Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terri

Sassy update, she is doing well

Sassy has recovered well from her surgery. She is currently still tumor free. She is back to her old self of running around and terrorizing her friendly cat Jones.
5

out of 5

POSTED: | BY: Barbara

Great Coverage; Great Monthly Premium

I have had nothing but positive exceptional coverage and services from Nationwide. The coverage is exceptional, the premium is reasonable, and the speed in which I am reimbursed for my out-of-pocket covered costs is very good. I would recommend Nationwide to anyone that wants to have piece of mind when it comes to their pets.
5

out of 5

POSTED: | BY: Deshawn

Overall good value but could improve in some areas.

I have been a part of Nationwide Pet insurance for over 2 years. Luckily all I have only had to use the wellness rider, however, if I ever need to use insurance I am confident that the coverage will be of assistance. I wish Nationwide would consider items like Bravecto or topical medicines, if prescribed by the vet, to be reimbursable. These items are part of our dog's wellness and in my dog's case a chronic skin condition. That should be reimbursed somewhere within his policy. Other than that, this is the best investment you can make for your pet.
5

out of 5

POSTED: | BY: Judy

Great

This was the best decision I made since I got my pup. I recommend to everyone I meet that has a pet to get this insurance. It has been a life saver to me. Thank you so. Much Judy Greenberg
4

out of 5

POSTED: | BY: Kim

Well worth the monthly rate

While the turn around time in payments has been a bit delayed, getting 90% of expenditures back has made it possible for Boo to have the best of care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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