Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ms

Second best decision I’ve ever made since adopting Munchkin was my first

Making the decisions to purchase pet insurance was a first for us. We never carried this type of coverage in the past. As most pet parents, we have experienced high vet bills for a variety of health issues or preventative care. So we took the plunge and shopped coverage. All quotes came in within a few days, and frankly Nationwide’s quote was a bit higher in cost. Approx. $150.00 higher premium annually than the highest competitor. However, Nationwide was a familiar company. I actually own an insurance brokerage selling business P&C. You could say, I understand coverage varies from carrier to carrier, and I tell my clients, price is a consideration, but coverage is the determiner. Not only was Nationwide a name I trusted, but when I compared coverage line for line, the benefits with Nationwide left the other carriers far behind. So we chose Nationwide. And I haven’t looked back. Nationwide is just outstanding. From the 24 hour hotline, to claim reimbursement, the process is easy and customer service exceeds expectations. Munchkin gets the care she needs, we get peace of mind, knowing that whatever Munchkin’s health needs are, we can afford to get it for her. Bottom line. What is peace of mind and a healthy pet worth? Priceless. Nationwide Pet Insurance makes all this possible.
5

out of 5

POSTED: | BY: Marisa

Easy to file claims and a quick reimbursement

Nationwide is great. I’ve used the insurance about 4 times in the 3 years that I’ve had it and have never thought about canceling. It’s peace of mind knowing that if a big expense was to arise, I’d have the insurance to reimburse me.
5

out of 5

POSTED: | BY: Nancy

Its fine with me

I have always been satisfied with this insurance. Have had it for many years now without any problems, Your very prompt with payments and information concerning the payment process. Thank you.
4

out of 5

POSTED: | BY: Robert

Zoey, is finally rid the stubern ear infection she had.

We would recommend your pet insurance to friend and acquaintances. In fact we have several times over the years with VPI and since it has acquired by Nationwide.
5

out of 5

POSTED: | BY: Marian

Doing a Great Job

Would rate a 10 but claim processing time is very long.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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