Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

Outstanding

Phenominal service, quick reimbursement
5

out of 5

POSTED: | BY: Charlene

I honestly don't know how I would have been able to afford to NOT have pet insurance with Nationwide

I was fortunate enough to purchase pet insurance immediately after getting my yellow lab. I have used it due to a variety of emergency visits and minor surgeries
5

out of 5

POSTED: | BY: Mary

Great communication, quick reimbursement, love it!!

We are so very happy that we chose Nationwide pet insurance! They notify us when the claim has been received for review, and they process the claims in a timely fashion! Thank you, Nationwide, for helping cover costs of our puppy's care.
4

out of 5

POSTED: | BY: Vicki

So happy I was smart enough to get such Great insurance!

My 13 year old Maltese was diagnosed with cancer on her chin in Feb. We were referred to an oncologist. After 6 radiation and 1 chemo treatment, many MRI's, ultrasounds and medicines, her oncologist told us she is one of her success stories. We are so happy she is doing so well. We are also happy we were smart enough to have Nationwide Insurance on her. Her vet bills were really high and Nationwide covered her. We were grateful every amount they reimbursed us. Unfortunately, Nationwide does not cover testing and there was a lot of that. If they had offered it, we would have purchased it. Nationwide covered so much! We are very pleased.
5

out of 5

POSTED: | BY: Douglas

I still have many outstanding claims.

I have had much success with Nationwide. But unfortunately, many failures. I have 5 still outstanding claims. One of which, I have submitted now 3 times, that still does not appear as an outstanding claim. When I call them, they are very helpful, courteous and professional. But if I just deal with them via e-mail and/or fax - my claims are in the dark, not knowing much on their status.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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