Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Bobby

Eh not surprised

Eh, you get what you pay for. $45 a month for major medical. I knew signing up they had limits per procedure but different areas like CA have higher prices compared to other areas like the Midwest. If you're doing research on pet insurance I'd suggest other companies. Just some references, emergency vet bill 3.5k, paid out 1.1k, MRI 2.9k paid out $300, neuro 6.8k paid out 1.9k. They do pay out fully on prescriptions and wellness care but for emergencies, the policy limits are very low.
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5

out of 5

POSTED: | BY: Marissa Szmanda

Thank you!!

Thank you!!! God blessed you! Have a wonderful day!!
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3

out of 5

VETERINARIAN: Estacada Veterinary Clinic

POSTED: | BY: Lea Topliff

high cost

Each year, the insurance rate increases substantially to the point where I may not be able to afford it. I know I do not get as much back in reimbursement as the insurance cost me, but I am seriously considering just putting the payments into a savings account so if she does need more expensive procedures, I will have the money to pay it. I pay insurance for myself, which does not increase with my age as hers does, so would like to continue to insure my pet, but am not sure I can afford that.
1 comments

POSTED: | BY: Maria

I agree with you,

5

out of 5

VETERINARIAN: Care Plus Veterinarian

POSTED: | BY: Carolyn Gales

Get Pet Insurance!

I have enjoyed Nationwide Pet insurance for 6+ years. I had both pets covered. Samson passed away September 2021. I still have coverage on King-Bailey. I love how simple it is to get refunded for prescription. No paperwork involved. I pick up King's meds from Walmart and the claim is automatically processed and the reimbursement is sent to my bank. There is a 24/7 number to call and an emergency hospital to take your pet in case of emergencies. Nationwide covered all of Samson's burial expenses. If you love your pets, get medical insurance for them. Be ready financially for their emergencies. #Loveurpetenoughtocoverthem
5

out of 5

POSTED: | BY: Kay Z.

Nationwide helps! Carl is the best!

I spoke to a representative named Carl. He was friendly and was empathic about my issue as well as one's pet being a family member. He made clear that Nationwide is an insurance company who cares. There was a misanalysis on my claim and was not paid initially, and Carl went above and beyond to correct the process accordingly. Thank you, Carl! Companies need people like you who listens and sort through details instead of immediately turning down customers without investigating the issue.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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