Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mandi

Very efficient

I have had insurance for 2 years now. Their coverage is amazing. I’ve never had a payment issue, a denial or bad service. My dog had surgery a few months back and all payments went through quickly and without question. I’m very thankful to have this insurance for Stella!
5

out of 5

POSTED: | BY: Lisa

The online app to submit claims is awesome if Nationwide could read them, I get everyone declined.

I will reserve to submit a review until after I see if my claims are paid.
5

out of 5

POSTED: | BY: Tenzin

Great insurance

Great insurance, pretty fast process for claims. Very easy and very convenient process. Overall great
5

out of 5

POSTED: | BY: Andrea

Nationwide Pet Insurance is AWESOME! I've recommended to everyone I know

Shiro and I love, love, LOVE Nationwide Pet Insurance. They have always been there for Shiro when he got sick, hurt, or just needed his annual check-ups. They are clear and concise and I have personally never had a problem with any of my claims. The reason I got Nationwide for Shiro was after I witnessed my friend's 8 week old puppy getting hit by a car. Having Peyton insured with Nationwide made a stressful situation a little more comforting. Nationwide was incredible throughout my friend's ordeal with her pup. Peyton fortunately recovered and the hefty vet bills were covered in their entirety. Having Nationwide pet insurance provides me with peace of mind. Especially, since you never know when something might happen.
5

out of 5

POSTED: | BY: Lynne

Great coverage, easy service

I have been very pleased with my Nationwide coverage for my dog Reese. The coverage has been great and it has benefited us a great deal with our vet bills this year. The process of filing a claim is super easy. The only thing is it seems to take a really long time (about 30 days) for reimbursement. With large vet bills it’s hard to wait an entire month for reimbursement!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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