Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leticia

A must have for all pet owners

Having this insurance has been a life - saver. Our puppy is a bit stubborn and has gotten into some trouble in his 1st year with us. Thankfully, the insurance has helped us w subsidize most of the vet costs, including a major surgery. It would've been much more of a hardship without it.
5

out of 5

POSTED: | BY: Laura

Wonderful insurance experience

Nationwide provided prompt processing of my dog’s claim. I am very happy with both the service and the coverage and feel secure knowing that Rose is insured by Nationwide.
5

out of 5

POSTED: | BY: Xiaofan

Dobby's Mom

Thank you for the quick response and promotions
5

out of 5

POSTED: | BY: Sarah

Best purchase I've ever made!

Purchasing Whole Pet with Wellness from Nationwide has been the best purchase I have EVER made. Having this insurance for my active dog Morrison has allowed me to give Morrison the care that he needed after we discovered he had a bilateral elbow dysplasia that needed correcting. The surgery would have been out of the question without this insurance, but with the help of Nationwide I was able to get Morrison the surgery and all of the recommended steps in recovery. He is on his way back to being a happy active dog!
5

out of 5

POSTED: | BY: William

Prompt and reliable service

Good to know we have help with cost when needed

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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