Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Catlyn

You guys are amazing and biscuit loves you !

We have had nationwide pet insurance since biscuit was a baby and it has saved us so much. He accidentally ate a toy and had to get surgery twice within a month. I don’t know how we would have afforded it without you. Thanks for all you do
5

out of 5

POSTED: | BY: John

Very happy and pleased,

Best decision I've made was purchasing Nationwide insurance for my girls.
5

out of 5

POSTED: | BY: Vivian

High premiums, slow reimbursements, high deductible

I insure 3 dogs under my policies and pay almost $200/mo for their insurance. I have learned that having insurance is necessary as it just takes one serious illness or injury to wipe out a savings account. Having said that, it stings thinking that I pay $2,400 a year and have to wait 30 days for reimbursement just to find out a $100 deductible has not been met. I am assuming these premiums include a multiple dog discount? My answers below are not just about Jackie's claim but Paisleys' as well. BTW, I already get your newsletters by email.
5

out of 5

POSTED: | BY: Marcia

Easy to submit claims but takes awhile to receive payment

It is very easy to submit a claim by faxing over the Nationwide cover sheet and receipt from the vet. There are many things not covered, but I learn as I go and I believe preventative care is important so I will continue to get it even though there is no reimbursement. It takes about a month or more to receive a check, but I recently signed up for auto deposit, and was shocked and pleased to receive notification of payment within a couple of weeks.
5

out of 5

POSTED: | BY: Joanna

Unbeatable Coverage, Fast Turnaround

I recommend Nationwide Pet Insurance to anyone who has a pet. They not only has amazing coverage (even for medication and vaccinations), but they have the convenience of submitting your claims online and having your claim quickly processed and automatically transferred to your account. It truly is an unbeatable plan.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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