Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gustavo

Thank you SO SO SO much!

You guys were amazing! Our beloved Tabata ate a portion of her Kong and needed an emergency endoscopy to retrieve it before it reached her intestines. From calling the VET 1-800 line to filling out the paperwork, you were absolutely great. You saved us a lot of money from this unexpected and scary expense but moreover, we felt protected, supported and relieved when there was the need to make a decision. We have been your customers since our big girl was a little puppy, and will continue being your customers for life. THANK YOU!
5

out of 5

POSTED: | BY: Pam

Claims

Filing claims is an easy process. I like the status updates by email. I also like the payment going to my bank.
5

out of 5

POSTED: | BY: Rene

I am so happy I have insurance for my puppy Arrow. You guys are great!

I would recommend you to any of my friends. Submitting a claim was fast and easy.
5

out of 5

POSTED: | BY: Dave

Love Nationwide!!

You guys are the best! Love the service, the product and the price! Cannot beat it! Loyal customer here!
3

out of 5

POSTED: | BY: Tammy

Nationwide just wants my money

Agent did not inform me my first payment would be double. It seems like Nationwide finds reasons to not cover expenses. What is my monthly payment really cover? Some reimbursement when something major happens? Maybe? They seem to cover expenses that I could get free or at a reduced price from select providers anyway.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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