5
out of 5
POSTED: | BY: Marie
Pet Visit
Nationwide pet insurance is one of best I have seen in a long while. My dog is growing and staying health because of Nationwide pet insurance.
4.8
out of 5
Number of reviews 24,782
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Zhimin
Overall good experience
In the beginning I was a bit concerned based on the negative review I've read online about Nationwide Pet Insurance. However my other co-workers who have it had overall positive experience. Since it's the only pet insurance option through my employer, I decided to give it a shot.
My 9 yo Bichon/Lhasa mix was peeing blood after his teeth cleaning procedure. I thought it was surgery related issue, and I took him back to the vet. After first diagnostic (caused about 400 something dollars), they told me he had bladder stone. With his type of stone, the only option was to remove it surgically. The cystostomy (bladder stone removal surgery) caused $1,345.49. I filed both claims with Nationwide. They asked for a full medical history to prove that the stone wasn't a pre-existing condition. So I sent them that. Another 3~4 weeks later, I got my reimbursement. Minus the Out of Pocket minimum, I got all of the cost reimbursed including the 1,345.49 bill. Conclusion, the process could be a bit faster, but in the end I'm glad that they covered the procedure. The claim process was easy, too.
5
out of 5
POSTED: | BY: Cynthia
I can't imagine not having NW Pet Insurance!!!
I am so glad that I have NW Pet Insurance for my Laci. I also had it for my prior dog Lexi who passed away 5 years ago. NW Pet Insurance is affordable and I tell all of my friends with pets about the great coverage, and encourage them to invest in NW's Pet Insurance. Thank you everyone with NW Pet Insurance. I appreciate everything you all do!
5
out of 5
POSTED: | BY: ALEXANDER
pretty good
I have been with Nationwide for almost 6 months. I really was a bit apprehensive as it was one of the most expensive coverage. so far I am really happy with it. it covers more things than any other insurance I know. I had one payment denied but I was offered a chance to provide explanation, and after that it was paid in full.
My dog had some cyst problem and he had to go for second opinion, second set of sedation, X-rays and added a biopsy to that. Nationwide paid all of it as per agreement.
Payments come pretty fast, I think within a month, so if you put it on a credit card, you have a chance to pay it off almost the same billing cycle.
5
out of 5
POSTED: | BY: Kareen
Claim processes time
Service to file claim was smooth didn’t do back and forth with paperwork but the time to process payment was a month long
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.