Nationwide | Pet Insurance Review

Horrible insurance. I have been using them for years. Recently one of my dogs was diagnosed with cancer which required removal of a large tumor. Testing and surgery cost approximately 7k. Nationwide would only cover 1200.

since the first of the year I started having problems getting my claims processed, When the price of Vetsulin went up from 69 dollars to 71 dollars. I asked why they informed me that they need proof of my 13 year old Diabetic dogs Vetsulin price increase. I sent the email from Chewy where we get our Vetsulin why the price went up as they asked this was May 1st.... Today I went out to I have sent proof of Vetsulin increase. I went to the site to check status of the claims that have been denied… and all claims seem to have had no changes or no actions taken… I will start next week investigating a new pet insurance company. Since Nationwide has changed to petinsurance.com it seems that company have dropped its loyalty to pet owners. I have been a member since 2017.. This is not a good way to treat your loyal customers. Why should a customer be loyal to the company if the company is not loyal to the customer.

Tricky insurance better to read the policy first!!! They don’t pay back for spay or neuter. Something important for dogs.

I have been a Nationwide pet insurance customer for 6 years and overall had a good experience with claims and reimbursements, even through my dog being diagnosed with a heart condition. That changed this fall when I received a letter stating I needed to update my payment information by a certain deadline, which I did. However, when I logged on to submit a claim recently, my policy had expired. After speaking with Nationwide's customer service team, they admitted that although I provided updated payment information on time, their system failed to take the payment automatically. I was never informed that I needed to call them to run the payment or that my policy had expired. I asked for my policy to be reinstated since I did everything I was asked, but neither Octavia with customer service nor Ken the sales agent was willing to re-enroll me at the previous rate I have been paying faithfully for years. Needless to say, I am beyond frustrated that Nationwide has dropped me and I am left with no coverage for my beloved senior dog.

While this insurance isn't horrible, there are better options out there. Claims are paid pretty quickly however the option to pay the vet directly would be preferred. In addition, the plans that are based on a certain condition (the one I have had for 10 years) has not had an increase in benefit amount despite the annual premiums continuing to go up every year. An example is, In todays vet medicine a CT scan all in will range from $3000 - $3500 dollars in my market and the plan only pays up to $995 a year assuming you haven't already had other imaging done for your pet. They cap out the diagnosis in addition to the benefit type. I would much rather have a plan that pays 70% - 90% directly to the provider.