Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Drucilla

insurance claims

Insurance claims are easy. Customer Service is very good!
5

out of 5

POSTED: | BY: Sheila

Overall good experience.

Quick turnaround. Like that I can be reimbursed electronically. Would LOVE to be able to submit electronically either via an app or email where I can upload/send digitized receipts. Sending faxes or via postal mail is very dated :(
5

out of 5

POSTED: | BY: Catherine

Thank you

You are a company that does what it says. You pay claims with no fuss. Thank you for your professionalism
5

out of 5

POSTED: | BY: Matt

Great Service and very prompt

Nationwide has been great in providing pet insurance to our cat. They are very transparent with their services and have had minimal issues with this insurance company. They notify you when they have received their claim, they notify you when you get reimbursed and they even show you how they got to their reimbursement amount. I've only had a few questions here and there, but their customer service reps were quick to help out and provided ease of mind. I am very happy with our choice for pet insurance.
5

out of 5

POSTED: | BY: Cynthia

I recently switched my Dogs from another Insurance Carrier

I had 4 dogs insured with another carrier and had very few claims paid. They found a way to make everything a pre existing condition. I was in the Emergency Clinic waiting room and another Client said how easy NAtionWide was and what peace of mind it gave her. I wasn't respecting to find a rock in my dogs stomach when they x-rayed her. She and her brother had broken into a can of dog food and I thought I was getting an xray for so I could sleep without worry, The Clinic filed the claim and very quickly I had money transfered to my checking. I have since added my 3 month old puppy and will continue to use them for my dogs and recommend then to friends!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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