Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy

Great help

After Harlee has a vet visit when sick, it’s always good to know I have assistance in payment. Nationwide has a great response time once the paperwork is submitted.
5

out of 5

POSTED: | BY: Robin

Couldn't be Happier

I have had the Whole Pet with Wellness plan for my dog Gracie for about 2 years and I couldn't be happier. Claims are always paid quickly and with direct deposit being available, the funds are in my account in a couple of weeks. This plan covers 90% of the bill, (minus the sales tax) after satisfying a once a year $250 deductible. So many plans exclude exam fees, wellness visits and have per incident deductibles. I am very happy with this plan and the peace of mind it gives me knowing I can always get my dog the best veterinary care that she needs.
5

out of 5

POSTED: | BY: Danielle

Very happy :)

I've had to submit a couple of claims. It's easy. I don't feel like I have to wait forever for reimbursement. The reimbursement is easy. The explanation of claims paid or not is easy to read. I think the price is fair.
5

out of 5

POSTED: | BY: Alan

Great insurance but too long to get claims filed

Great insurance for your pet wouldn’t have any other I wish it didn’t take so long to get the claims filed
5

out of 5

POSTED: | BY: Janine

Knowking we had coverage through Nataionwide was a great comfort when our dog Jasmine became so sick.

Knowking we had coverage through Nataionwide was a great comfort when our dog Jasmine became so sick. Not having to worry about how much each test was going to cost made it easier to focus on getting the best care for our baby girl.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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