Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,483

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jennifer

I have been waiting for payment for almost 90 days. Payment is late.

Hi, I have been waiting for review/payment of expenses since the first week of August. I called before I initially submitted to find out what documents were needed. I submitted everything that you asked for but then was told (almost a month later) that you need more documents. Now I’ve been waiting for almost two months to get an update.
5

out of 5

POSTED: | BY: Wendy

This expense reimbursement went smoothly.

This expense reimbursement went smoothly. All of it was covered at the agreed upon percentage. Thank you.
1

out of 5

POSTED: | BY: Karl

Poor Claims Processing

Claims processing should be 10 days or less. Nationwide stretches the promptness of its payment processing.
5

out of 5

POSTED: | BY: Thomas

Rate your pet insurance company

I have been very happy with your insurance. I have had it for seven years now. I found out the hard way with our last Schnauzer. We had to put her down at three years old. her illnesses were quite costly. Having insurance for Katy has been wonderful. My only gripe is that it seems to take a long time to get payments for claims. I know you have a disclaimer stating that it may take up to 30 days for payments but it seems to take a long time to get paid even if it's just for one prescription. That has been my only "complaint".
5

out of 5

POSTED: | BY: Julie

My teeny baby was throwing up

My 1.8 pound chihuahua was throwing up and drooling excessively. Due to having insurance I didn’t not even think about the cost or how much what test would cost. I know the Nationwide would reimburse me and help me keep my baby healthy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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