Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kim Coleman

Great program, so glad to have our dogs insured! Payment could be faster, though.

I LOVE Nationwide Pet Insurance! We have the My Pet Protection With Wellness, and it helps tremendously knowing that not only can we take care of our dogs if they become ill or injured, but that we won't be financially devastated if they do. They only criticism I have is how long it takes to receive the payment once the claim has been submitted. Usually more than 3 weeks, even with electronic payment.
5

out of 5

POSTED: | BY: Natalia

Great service

My dog had had several problems with his ears and Nationwide has always cover 90% of the treatment and visits to the vet.
5

out of 5

POSTED: | BY: Yvonne Davis

Nationwide is the best and afforable pet insurance

The insurance is affordable out of all other pet insurance that I checked and the claim reimbursement turnaround time is outstanding and last but not least the customer service is great!!!!!
5

out of 5

POSTED: | BY: Mary Ann

Good coverage

Thank you for providing such good coverage! My only "complaint" would be faster payouts.
5

out of 5

POSTED: | BY: Brandi

Easing the financial stress while stressed about my dogs health

My Labs been in pain, of an undetermined origin. He pants, and paces, won’t laybdown, can’t get comfortable. I spent a lot of time with my vet trying to figure it out, eventually we had to see a specialist. She’s been able to figure out an inflammatory bowel disease and we finally have him on some meds that are dramatically reducing his pain. It’s been a stressful time and for the most part a feeling I’d helplessness not knowing what was wrong and how to help him. Having that stress along with the stress of vet bills was made easier knowing he has pet insurance. He’s feeling better and the vet bills are being processed for reimbursement. I also recently adopted another lab, a 5 year old female, one of the first things I did was get her pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review