Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karina

Have to have it !!!

Very happy with the service, I had used a few times and the claim department is fast resolving the case .
4

out of 5

POSTED: | BY: Mark

Easy to submit claims, but processing time is slow

Easy to submit claims, good customer service, but processing time is slow on claims.
5

out of 5

POSTED: | BY: Coco

Very happy to have peace of mind with pet insurance from Nationwide.

It has been great for me (owner of 4 dogs) to have pet insurance. I have not run into problems with getting paid and have had some issues with my pet that included her need for surgery which was paid well and I was very grateful I had the insurance. The reason I gave 9 stars and not 10 is because processing time for claims is a bit lengthly and would like to see that improve.
5

out of 5

POSTED: | BY: Kindra

Awesome at paying claims

Angel has allergies and has had urinary issues. Once we met the deductible everything has been paid! The only complaint I have is now she is on special urinary food for $60 and that is not covered. Other than that it’s been a great experience!
5

out of 5

POSTED: | BY: Paul

I wish our health insurance was as easy to work with!

Nationwide Insurance has proved to be a blessing. I often joke and tell others that I wish our health insurance was as easy to work with as Nationwide. Many thanks and God Bless! Paul Landig

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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