5
out of 5
POSTED: | BY: Candi
Awesome pet Insurance
The claims process is so simple and this insurance is a God send!
4.8
out of 5
Number of reviews 25,502
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deborah
Love your service, but I miss being able to pay the premium via my pay check in place of having to pay it all at once.
Great service, I miss being able to pay via payroll in place of one lump sum.
5
out of 5
POSTED: | BY: Betty
Big relief knowing the girls are insured and no worry when it comes to their vet bills.
Having pet insurance allows me to get the best care I can, without the burden of having to make a decision that I cannot afford not to get the care they need. I’ve had pet insurance on all my animals for over 25 years and I have been very pleased with them.
5
out of 5
POSTED: | BY: Esther
Insurance comes in handy
We found Watson, at just 5wks old, outside. We have two other cats but for now he is the only one with insurance. Mostly because he's accident prone. I think it definitely comes in handy. They cover a huge amount of the cost (90%) and processing the paper work isn't too difficult. It does takes some time. Keep in mind, the older they get, the higher your premium. One of the reason we don't have all our cats on it. And I think the other downside is that they reimburse the cost. Meaning, you have to pay out of pocket at the vet and then they fax over the info and you get a 90% (depending on your plan) refund within 30days (sometimes shorter). This means you better have a few thousand dollars in the bank for a rainy day. I know most people have savings but if you're like me and my husband (and most people who don't have good paying jobs), you have to come up with that money. I think the best way to go about it is keep some savings for emergency purposes for your pets or even just keep a credit card especially for vet visits. Things happen and it's a good idea to be prepared. I do wish it would go through faster at least. It would make the $500 blow a little easier. Not all vets are willing to take payments on big costs, unfortunately. Other than those two things, I think they're pretty great. And Nationwide also seems to have the best benefits. Totally worth getting for your younger pets.
5
out of 5
POSTED: | BY: Margie
The happiest voice in the house follows me constantly!!
I am so pleased we are all insured with Nationwide (Sabi Sabi and his two siblings)! You have made it so easy to file claims and get reimbursed electronically. THANKS
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.