Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacy Driscoll

Nationwide has come through for us through and through

Nationwide has been great. Only disadvantage is they don’t cover genetic/hereditary health issues.
5

out of 5

POSTED: | BY: Debbie Krebs

Glad I signed up for pet insurance

Glad my company offers this insurance- never had it- Spencer is 15 - he got sick- expensive bills- this really helped to offset the unexpected bills
5

out of 5

POSTED: | BY: Lindsay Boone

Great insurance, worth every penny!

Nationwide really helped me out! My puppy ended up with a severe ear infection not long after getting him, it required IV and sedation so they could get pus pockets by his ear drum. Poor lil guy! I already had insurance on him, just in case, and boy I’m glad I did, I knew Cockers were prone to ear infections. They reimbursed me, without any troubles!
5

out of 5

POSTED: | BY: Quinn Hurlbert

I love pet insurance with Nationwide

I was skeptical at first!! Our vet recommended insurance to us and said it was a good idea to do some research. I did the research, chose Nationwide, took the max coverage, and have regretted absolutely none of those decisions!!!
5

out of 5

POSTED: | BY: Nova J

Peace of Mind

I can focus on my dog healing rather than my wallet. Thank you, Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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