Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Love Nationwide Pet Insurance Plan

Have always had wonderful claims experiences. Easy to file claims with quick reimbursement. Very happy with our plans for both pets.
5

out of 5

POSTED: | BY: Susan

Nationwide is the Only way to go!

All 3 of our pets are covered by Nationwide aso they are the Best! Most of the time we have very little need for services. But it makes all the difference in the world giving peace of mind when something happens. I can take my fur babies and don't worry how to cover the cost. I just take care of my pet, submit the bill, and move on. Thank you Nationwide for giving us peace of mind!!
5

out of 5

POSTED: | BY: Marie Sharpe

Pet Visit

Nationwide pet insurance is one of best I have seen in a long while. My dog is growing and staying health because of Nationwide pet insurance.
4

out of 5

POSTED: | BY: Zhimin Cai

Overall good experience

In the beginning I was a bit concerned based on the negative review I've read online about Nationwide Pet Insurance. However my other co-workers who have it had overall positive experience. Since it's the only pet insurance option through my employer, I decided to give it a shot. My 9 yo Bichon/Lhasa mix was peeing blood after his teeth cleaning procedure. I thought it was surgery related issue, and I took him back to the vet. After first diagnostic (caused about 400 something dollars), they told me he had bladder stone. With his type of stone, the only option was to remove it surgically. The cystostomy (bladder stone removal surgery) caused $1,345.49. I filed both claims with Nationwide. They asked for a full medical history to prove that the stone wasn't a pre-existing condition. So I sent them that. Another 3~4 weeks later, I got my reimbursement. Minus the Out of Pocket minimum, I got all of the cost reimbursed including the 1,345.49 bill. Conclusion, the process could be a bit faster, but in the end I'm glad that they covered the procedure. The claim process was easy, too.
5

out of 5

POSTED: | BY: Cynthia Garrett

I can't imagine not having NW Pet Insurance!!!

I am so glad that I have NW Pet Insurance for my Laci. I also had it for my prior dog Lexi who passed away 5 years ago. NW Pet Insurance is affordable and I tell all of my friends with pets about the great coverage, and encourage them to invest in NW's Pet Insurance. Thank you everyone with NW Pet Insurance. I appreciate everything you all do!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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