Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carrie

wish I would be able to set up my online account using my phone.

Great service. So far having my pet insurance has really paid off. However every time I try to set up online services with my phone it won't keep the numbers I enter, and it won't let me continue without them.
5

out of 5

POSTED: | BY: Chrissie

Claims process and website needs some adjustment

Navigating any insurance company and the claims process takes time and feels as though there were a lot of issues along the way. If you are in the business of customer care, please take the time to review the process for a new customer to submit a claim, navigate the different systems and apps to get payment. For example, you provide an easy way to submit the receipts on an app, but it is a 3rd party app and required me to make 2 calls to get it set up properly. I have never had to call for help to set up an app before! And the Nationwide rep wouldn't help me at all - but referred me to the 3rd party. Then payment comes from Chase online, which was another set up of an account, linking to my bank, etc. Once all of that is set up, things work. But goodness it is a LOT of work to get it to that point. And now I have to someone remember all of this for the next claim that may not come for several months.
5

out of 5

POSTED: | BY: Karen

Nationwide Pet Insurance is wonderful

This is the first time we've experienced pet insurance and I'm so so happy I signed up earlier this year. We had no idea we'd need to use this for our dog, Sophie and hip surgery. The transactions were smooth and painless. Thank you so much.
4

out of 5

POSTED: | BY: Elizabeth

Takes Too Long to Get Reimbursed

I just think it takes WAY too long to get reimbursed after submitting claims.
5

out of 5

POSTED: | BY: Josephine

I'm very thankful to have the insurance on my dogs, it relieves any stress of any vet visit we have

I've had VPI/Nationwide insurance on my dogs for the last 15 - 17 years. It has been a comfort to know if they have to have any kind of vet visit that there isn't a financial concern to obtain the best care possible for them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review