Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lear Heaslet

Thanks to Nationwide, our family has the piece of mind of knowing our pets will always be taken care of.

I've been with Nationwide for a few years now. Their team of courteous and professional agents have always helped me through "puppyhood" and adulthood for my 2 dogs, Ben and Missy. Thanks for always helping us when we need the dollars to count. Your diligence in providing a quality service and your fast turn-around on claims continue to keep us as loyal customers. Thanks again for all you do.
5

out of 5

POSTED: | BY: Christine Pollacco

I love this insurance policy for my pets and everytime I go to my vets office I tell folks in the waiting room about Nationwide

I am a health insurance broker and I totally believe everyone should have health insurance. I don't have children my pets are my kids and I want them to have the best care possible to live a long and healthy life. I started looking for insurance plans when a friend of mine recommended I check out Nationwide. I cannot tell you how relieved I am to know my pets are covered for their health. I just recently rescued a Catahoula Leopard dog Bella. Mind you when working with a rescue you are under the radar on how well you care for your pets. Nothing wrong with this because of course they want to place these pets in loving homes. When I told the rescue my other Catahoula Leopard dog Buster was insured for his health by Nationwide she was extremely pleased and wished everyone would do this with their pets. Whenever I visit my vets office I tell everyone how great this plan is. I highly recommend the Whole Pet With Wellness Plan because as I said earlier my pets are my kids. I especially love how quickly the response to my claims and how nice everyone is when I call with a question. Thanks Nationwide, I will be sure to tell all my clients who have pets the importance of insuring them and they should call Nationwide :)
5

out of 5

POSTED: | BY: Benjamin

Extremely Pleased

After reviewing several pet health insurance plans we decided to go with Nationwide and we are extremely pleased. Unfortunately, we have had to use the Vet Help Line, Major Medical, and Pet Wellness Options even though our male boxer is only 11 months old! Nationwide has always went above and beyond with their customer service, taking as much time as needed to explain what is covered through our policy. The payments are very easy, especially with the electronic payment options. We have not experienced anything negative with Nationwide through the numerous claims that we have filed.
5

out of 5

POSTED: | BY: Barbara Durden

Wonderful customer service!

To file a claim is so easy and speedy reimbursement received. The emergency clinic wrote the wrong account number when submitting my claim, but it was quickly corrected and taken care of, and processed. Great customer service, very friendly and helpful. Thank you
5

out of 5

POSTED: | BY: Pamela Walls

Having the app is the key! Super quick and easy!

The insurance covers almost everything. The app makes it super easy to file claims and have all of your pets information handy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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