Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Don Gilliland

Awesome

Always hate it when one of our dogs need any type of surgery or are sick. They are Family. Was very glad we had Pet insurance. They covered the majority of the cost. Very happy with them.
5

out of 5

POSTED: | BY: Christian Canache

Excellent Insurance

I have my 3 cats enrolled in the insurance and up until today everithing is excellent. The paid but it take some time.
5

out of 5

POSTED: | BY: Andrea

Easily and quickly took care of claims for my kitty

Submitting the claims is very easy. I received checks quickly from Nationwide, and for a large portion of the expenses I incurred for dealing with my cat's ongoing medical problem.
5

out of 5

POSTED: | BY: Mallory Jenkins

Great Company

I highly recommend Nationwide pet insurance. My pug has required more medical attention as he has become older. I appreciate Nationwide for reimbursing us for the majority of his medical bills. His deductible is only $250 per year which is great. The price per month for the plan is also reasonable as well.
5

out of 5

POSTED: | BY: Catherine

If your dog develops a chronic health problem, you will be really glad you have this insurance.

We have had this insurance for a number of years for our pug dog, who is now 15 years old. For the first few years, we made few claims, and we weren't sure whether the insurance was worth it. Then our dog got older and developed a number of health problems. She had been very healthy when she was younger, but she now has: chronic pancreatitis, diabetes, irritable bowel disease, and recently has had issues with bladder infections. Having insurance for her has meant that we can take her of her the way she deserves without worrying about the cost. I actually added up how much we have received back from the insurance vs. how much we have paid in premiums, and even counting the premiums we paid in her healthier years, we actually come out ahead. Claims are usually dealt with quickly and smoothly, and our vet will even help us file them, so it is minimal effort on our part. I definitely recommend this insurance, especially if your pet is getting older.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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