Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brandon

Nationwide is easy and quick

Thanks to Nationwide Pet insurance, I don't have to worry about money when making medical decisions for our dog. It is easy to submit a claim and, in my experience, they process the claims in under a month. It has come in handy multiple times for our family.
5

out of 5

POSTED: | BY: Zelma E

Best Experience EVER!!

Nationwide pet insurance is unreal! They respond fast with accurate information and their reimbursement process works perfectly and super fast. And I love the VitusVet App to manage all my fur baby needs!
5

out of 5

POSTED: | BY: Veronica

Vet insurance

I have not had any issues with nationwide pet insurance. I’m glad we got it to be honest. If I had to say one thing that could be improved on is the processing time on a claim. Average time has been 2 to 3 weeks. But overall truly no complaints very good pet insurance.
1

out of 5

POSTED: | BY: Julie Weiss

Untimely, unresponsive, partial coverage

The amount of time that it took to review my cats chart and make a payment was completely in adequate, when I called to ask for an explanation I was given short rude answers, and in the end the coverage was only partial, I was never told there were caps on everything.
5

out of 5

POSTED: | BY: Helen

It's been great!

I've been with NW a little over 2 yrs now and I and very satisfied with them.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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