Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ben

i so appreciate the comprehensive coverage yet I do wish the 30 day payment time frame could be reduced to 2 weeks.

Nationwide is such a blessing to our Golden Doodle. Henry has had food and environmental allergies since we got him at 6 weeks. HE is 2.5 years old now and without Nationwide we would not have been able to financially afford to provide the treatment he needs. Our awesome Vet put him on Appiquol (misspelled) when he was 18 months old and he has done so we'll since. It has been a lifesaver and Nationwide has made it all possible. We love Henry and we so appreciate Nationwide. My wife Anna and I have recommended Nationwide to dozens of our friends who are pet owners.
5

out of 5

POSTED: | BY: Linda

We’ve had nationwide for almost 20 years, and have been very happy with the coverage we have

We’ve been very happy with Nationwide. We’ve been customers for almost 20 years (between our last dog and our current dog) and love having the peace of mind with the cost of vet visits.
5

out of 5

POSTED: | BY: Larry

Excellent Pet insurance. We would highly recommend it to all pet owners .

We've recommended Nationwide pet insurance to all our pet owner friends and people we don't know except they 've got a dog or two.
4

out of 5

POSTED: | BY: Paula

I have found that Nationwide has been very good about coverage of claims for Fanny Rose.

Customer service at Nationwide has been very good. Coverage of claims for Fanny Rose has also been excellent. I take good care of my dog, feed her healthy food, exercise her, brush her teeth , pay out of pocket to have them cleaned non anesthetically 4 times per year....and do my very best to insure her good health at age 8. So when she does have health issues I'm very grateful that Nationwide steps up to cover a large part of them.
5

out of 5

POSTED: | BY: Linda

Your e-mail confirming receipt of claim assigns a claim number but adding treatment date to that would be immensely helpful.

Reimbursement for claims takes too long although coverage for well puppy and major medical seems to be thorough.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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