Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Roger

Nationwide Pet Insurance is Great!

We have two Basset Hounds with policies. They are 6-year olds and are brother and sister. They have been insured with Nationwide for about five years since Nationwide (then VPI) became available to me as an employee benefit option. I am since retired but have maintained the coverage. The coverage is great, the service is quick, and my wife and I are very happy with Nationwide.
5

out of 5

POSTED: | BY: Kristen

Another good experience.

I submitted a claim for both the Wellness Plan and Major Medical. As always, the claims were easy to file and the payment was in my bank within a couple of weeks. One was for a vet visit related to an acute issue, the other claim was for monthly heartworm pills we give our puppy. The forms are easy to fill out and it is clear what documentation is needed. The policy handbook spells out clearly what will be covered, what won't be covered and what the payment will be. The website is easy to use as well. I was able to check on the status of the claim. Pet insurance is always a gamble but both of my dogs have had major surgery and most all of the costs have been covered. I find that Nationwide has been easy to work with.
5

out of 5

POSTED: | BY: Matt

Great service

Easy to file a claim and prompt responses
5

out of 5

POSTED: | BY: Pam

Best Pet Health Insurance Available

We got Bailey as a young pup and didn't realize the trouble they can get into. After researching many options, I chose Nationwide Pet Insurance as it included preventative. I didn't realize I would need the insurance for the young pup for sick visits early on. He is a fun-loving, curious dog I don't know how I could live without! Nationwide Pet Insurance has been there every step of the way, from healthy to sick exams, and everywhere in the middle. They are the insurance I trust and would recommend to anyone. Thank you for being there for our family.
5

out of 5

POSTED: | BY: Di

Great to have Nationwide for Stephy

Thank you for following up with Stephy. We are so delight for the customer service and level of response we have. It is great to have Nationwide Insurance for our pet

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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