Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donald

Policy really helps with the hard decisions.

When we got Dusty 8 years ago, a work associate told me about VPI as he covered his Golden Retriever. We really like the ease of making claims and the quick response. Great service and no hassles. We always joke that Dusty has better medical insurance than a lot of our human population.
5

out of 5

POSTED: | BY: coleen thornton

Excellent response time to email questions and claims

Excellent response time to email questions and claims. I would recommend this company.
4

out of 5

POSTED: | BY: Tina Gafford

Easiest claims ever

Claims are quick and easy with the app. Most claims are processed with a few weeks. If I could change anything it would be to cover preventative medicine and to auto deposit claim refunds versus sending an email to confirm.
5

out of 5

POSTED: | BY: Linda Edelen

Finally found a pet insurance company that does what it says it will do!

My new kitten required a hospital stay after her spay and left me with large expenses. To date Nationwide has paid $1800. back to me. I am so grateful to find a pet insurance company that actually makes a difference and doesn't mislead you regarding benefits.
5

out of 5

POSTED: | BY: KIM GERACE

Excellent benefits to keep my canine babies healthy.

It is very reassuring to have a health benefit plan that takes care of my canine babies in the same manner that my human health benefits take care of my family.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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