Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

NW is one of the best companies I have ever dealt with although claims processing always takes a month, always.

I think this is one of the best companies I've ever dealt with but any claim I submit always takes a month almost to the day to process so it's like it goes into this queue and then when that date is due, it is processed. I don't know if this is for revenue/margin/operational accounting or some other reason, but it seems unless it's a complex claim some of these claims could be processed a lot faster (possibly a simple queue and then a complex queue.) It's not really a complaint (although it would be great to get my money faster) because again, I think this is a great company and anytime I've spoken to anyone, they have been super nice as well. I have recommended you to others.
5

out of 5

POSTED: | BY: Dorinda

Wonderful

Yes, we do not have to worry about affording good health care for Dalla. She is a therapy dog and just loves people and kids! We go to schools, library, Memory Care facility every week and other venues! Just a wonderful dog!
5

out of 5

POSTED: | BY: Denise

Dental Surgery

I was extremely grateful that Rocky’s dental surgery for his periodontal disease was almost completely covered. Thank you so much!
5

out of 5

POSTED: | BY: Beth

good

My vet office submitted my claim and got a response right away that my claim was recieved and was being processed. I was able to track the process along the way. It has really been very helpful and I glad I have insurance for my dogs
5

out of 5

POSTED: | BY: JOANNE

Excellent in her care

Have had thus insurance since Roxy was born 13 years ago. Very happy with my choice in insurance for roxy. Have recommended to many friends.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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