Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

Great help and very convenient.

I find filing claims is very easy. They also cover many more items than what other insurances do. I like that they conveniently provide everything in their website. I also like the fact I get an employee discount on my premium
1

out of 5

POSTED: | BY: Lisa

Terrible

I submitted 5,000 in bills and they say there’s a cap per illness. Never had this with other insurance. Very disappointed and will be shopping around
5

out of 5

POSTED: | BY: Lisa

Glad to have your insurance

Grover, normally a happy and healthy boy, has had unexpected health issues these last 6-7 months. Thanks to Nationwide Insurance, my first worry can be getting him cared for by his doctor, instead of worrying about weighing the cost vs treatment first ... something no pet parent should ever have to do. Additionally, the customer service team at Nationwide is exceptional. They address my questions in a clear, brief, and courteous manner, making me feel relieved after each call. Human insurance companies could take a big lesson from the insurance coverage and customer care that Nationwide provides its pet parents. Thank you!
5

out of 5

POSTED: | BY: Lisa

On point

Covered the majority of Lily’s infected tooth & she is now doing great.
5

out of 5

POSTED: | BY: Charles

Smooth Claim

Nationwide was so helpful when my baby was sick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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