Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole J

Wish I had signed up sooner!

I had illness insurance with another provider for the first year I got my dogs and Nationwide is 100x's better. Now I have sickness AND wellness visits and it costs me the same price. Submitting claims is super easy and I receive reimbursement within 30 days of submitting a claim. I tell every pet owner to get a quote now.
5

out of 5

POSTED: | BY: Bill Huskey

Nationwide Pet Insurance is awesome

Nationwide Pet Insurance is awesome. Claims are paid quickly. They make pet health care very easy.
5

out of 5

POSTED: | BY: Jan Brown

Worth the investment

I hesitated to get pet insurance because I assumed it would be like "human" insurance where you would deny everything you possibly could. I purchased the plan that covers everything at 90%. I have been impressed with the payments and service so far. Thank you!
5

out of 5

POSTED: | BY: Paul M

You made this event easier on us.

Our cat Felix is getting older. He's always been an explorer and an adventurer, but these days he's more content to sit on a lap. This last event was an emergency trip to the local vet as he was very ill. They had to really dig in to see what was wrong because he tends to hide it well. Turns out he had an infection in his digestive track. The vet was stellar, and Nationwide made the claim process very easy for us. It helped to have the policy in place as we were more confident working with the vet to diagnose his problem. His brother died 2 years ago early, and we didn't want that to happen again. Thanks for making this so easy.
3

out of 5

POSTED: | BY: Sue Matis

Payment

The processing of the payment took longer than expected by 2 months.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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