Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Daniels

Quick and easy claim process

This was the first time I ever had to use the pet insurance. I was not sure what to except, but the claim process was quick and easy. I hope I do not have to use insurance again for a long time, but I am glad I had it.
5

out of 5

POSTED: | BY: Kimberly Besse

A life saver for Daisy and her parents

Daisy has had it rough for the first couple months of her life. Nationwide has provided comfort and stress relief for us because we know Daisy is covered at all times. She is now a happy and healthy 5 month old kitten thanks to Nationwide! Our lives wouldn’t be the same without her and through the great coverage of Nationwide pet plus wellness, our little family is happy and whole.
5

out of 5

POSTED: | BY: Kimberly Besse

A life saver for Daisy and her parents

Daisy has had it rough for the first couple months of her life. Nationwide has provided comfort and stress relief for us because we know Daisy is covered at all times. She is now a happy and healthy 5 month old kitten thanks to Nationwide! Our lives wouldn’t be the same without her and through the great coverage of Nationwide pet plus wellness, our little family is happy and whole.
5

out of 5

POSTED: | BY: Michele Walker

Worth every penny.

I believe I know quality insurance. I have worked with dental insurance for at least 20 years. Your plans were easy to read and make an informed decision . I have the wellness policy 90% for 2 dogs. I know it is a bit pricey but to me its worth it. Now when my dog Brandy had to have Patellar Luxate surgery the decision to go ahead with it was easy. I was also pleased that my veterinary hospital was experienced in processing the insurance claim. I just wish that I had invested in pet insurance 30 years ago because the decisions I made for my furry friends would not have been so heartbreaking. Thank you, for being there when I needed you.
5

out of 5

POSTED: | BY: Angela Banks

I love Nationwide Pet Insurance.

Nationwide has really come through when we needed it. The staff are always friendly and helpful, and they have helped more than I ever thought they would. I recommend them to every pet owner I know.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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