Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Michael

Needs work.

Claims process is far too long. One month turn around is such a poor response time. Then when a claim is denied for simple issues like the processor can read the image. No one call out to the client. So it sits for another two weeks or longer till I follow up. The customer service and turnaround time for a claim is just sub par. I have more feed back and would like a manager to call me.
5

out of 5

POSTED: | BY: Darlene

Emma is feeling great now!

I am most impressed by Nationwide Pet's customer service and expediency in processing claims. The explanation of benefits are very easy to read and understand. I am very happy with the insurance coverage afforded to my little Yorkie, Emma, by Nationwide Pet.
5

out of 5

POSTED: | BY: Lynne

We Really Like Nationwide

The service is always great, the coverage very comprehensive, and we feel well cared for.
5

out of 5

POSTED: | BY: Michael

Nationwide pet insurance experience has been positive.

Nationwide has been an excellent insurance choice for our Golden Retriever. Response to claims has been timely and efficient.
5

out of 5

POSTED: | BY: Cheryl

Nationwide pet insurance

This is my first insurance for an animal. This is my 2nd cairn terrier. It has been wonderful having insurance. It's been terrific!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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