Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,722

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marsha

Nationwide has totally helped our Golden stay healthy with the money they helped us with.

I recommend Nationwide Insurance as I have used others and Nationwide is the best.
5

out of 5

POSTED: | BY: Jeni

Confidence and Assurance

I have had nothing but the best experience thus far with Nationwide Pet Insurance. I love the fact they have a Vet Helpline as well which did help me when I had an incident come up late at night. I was able to call the Vet helpline and determine quickly I did not have to rush to the emergency vet with my issue. The Vet helpline even called me the next day to ask how everything was. They could have easily just e-mailed me but they picked up the phone and called me. Not something I see companies doing and I think taking the time to do this is a big plus. Submitting a claim is quick and easy. Their app for this does way more than just submit claims. I love having all of the medical information handy in this app and being able to track my dogs weight and so much more.
4

out of 5

POSTED: | BY: Geoffrey

Great coverage but ease of claims behind the times

I am very glad that our pet is covered under Nationwide pet insurance. We have utilized it several times since purchase. My only complaint would be the length of time required to receive a reimbursement and the ease of submitting a claim. There is no reason it should not be fully electronic. I fax my claims in now. I also did this in 1992.
5

out of 5

POSTED: | BY: Michelle

Thankful

Covered almost all of the bill, so thankful to get that money back at Christmas time
5

out of 5

POSTED: | BY: Beth

Maggie is feeling much better! :)

After our last trip to the vet and a course of antibiotics, Maggie is feeling much better.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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