Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Happy with my choice in pet insurance!

I am a new puppy mom and this is my first experience with pet insurance and so far so good. Submitting a claim was very easy and the automated reimbursement option made it easy to get the funds deposited into my account. Very happy I chose Nationwide so far.
5

out of 5

POSTED: | BY: Juan Garcia

Quick Response for Claim

Quick reply to our recent claim for vet services to Milou. The explanation of benefits was also clear, explaining how much is covered and why.
5

out of 5

POSTED: | BY: Poopak Fariborz

Great & easy service!

The process was streamlined and easy to follow and Nationwide's response was swift.
2

out of 5

POSTED: | BY: Brittany

So slow to pay claims

Nationwide promises claim payment within 30 days of claim submission. I am currently waiting on 2 claims over 30 days old. One is expected to take nearly 90 days! Customer service is rude and not helpful.
5

out of 5

POSTED: | BY: Frederick Briger

Harber, junior wellness checkup and physical exam. Doing well at 2 yrs. Thank you Nationwide Pet for being part of the family

Thanks you Nationwide Pet Insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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