Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly

Nationwide pet insurance has been worth every penny!

Having pet insurance has enabled me to easily keep up with wellness requirements such as shots and teeth cleaning. Moreover, having insurance has reduced the economic burden associated with emergencies. Thanks to the fair coverage Nationwide provides, both of my dogs have received the care they need in times of heath and in sickness.
1

out of 5

POSTED: | BY: Kristen

Poor turn around time for claim

Only getting back 50.00 for flea treatmen
4

out of 5

POSTED: | BY: Mary-Kate

Incentives for Rescuing pets!

It would be a wonderful incentive to discount the insurance for those who rescued their pets rather than shopped for them - there are so many doggies that need homes that die in shelters. Discounting the insurance would incentivize doggies to get homes because it will be more affordable. I rescued my Saint Bernard, who I insure through Nationwide, and it really would help me financially.
5

out of 5

POSTED: | BY: Marleni

The best of the best!

Nationwide is the best. They do semi-full reimbursements. I love it!
5

out of 5

POSTED: | BY: Nancy

Thanks for caring!

Nationwide has always come through for me whenever I contacted them concerning Gracie’s medical issues. As a retiree, veterinary expenses can be an issue but Nationwide has alleviated undue concern.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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