Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: George Lidlow

Claim Processing

Claims processing takes to long. Claims submitted electronically should be processed in a more timely manner. I have two kittens. I submitted two claims on the same day. One was processed in a few weeks, the second claim is still pending. It should not take 30 days to process a claim, if the information that has been submitted is complete.
5

out of 5

POSTED: | BY: Terry Boggess

A great insurance for our Abby

I am very satisfied with Nationwide Pet Insurance. They provide not only great coverage but do so with genuine care and love.
5

out of 5

POSTED: | BY: Karen Hauser

Banjo is doing great. She came out of the surgery with no problems.

The insurance was wonderful, paid the whole bill. Thank you sp much.
5

out of 5

POSTED: | BY: Lonnie

Coverage

Disappointed that the Lactulose medication is not covered by Jinx's insurance as he will be on this long term for a chronic condition.
5

out of 5

POSTED: | BY: Lidia

E.R. visit and Surgery

Nationwide has always paid my claims in a timely manner. Any chance i get i recommend this insurance to who ever has a pet...it just makes sense!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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