Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gigi

Fast turnaround, fair benefit, accepted by local vets

As noted above. I am a long time policy holder and am generally quite pleased. I have recommended to several others.
5

out of 5

POSTED: | BY: Susan

Peace of mind

Molly had a "foreign object ingestion" at night the weekend before Christmas. Our regular vet wasn't available so we took her to the 24 hour emergency vets. I didn't have any hesitation taking her because I knew our insurance would help out with expenses. Thank you!
5

out of 5

POSTED: | BY: Dani

Great service

I had a really positive experience with nationwide when I had to submit my claim for my dog after he got sick. They were very quick to process, gave me all the proper email communication, and received my check promptly in the mail. The service is very much appreciated
5

out of 5

POSTED: | BY: Heidi

The vet hot line is very helpful!

I called the vet hotline when my 7 month old German Shepherd puppy was having an allergic reaction in the car as I was driving. They gave good advice and even called the next day to follow up on how she was doing!
5

out of 5

POSTED: | BY: Jeanne

Nationwide Pet Insurance team the best customer service in the industry

The Nationwide Pet Insurance team has been and continues to be an outstanding team of professionals in providing the best customer service in the industry. Whenever I have called or submitted a challenging claim for Emma, the team was professional, polite and friendly in helping me understand the terms and conditions as well as the status of my claim(s). The team along with the process works efficiently and effectively to help me ensure that both Emma and Libby have the best pet insurance coverage available. Thank you everyone for your dedication and support. Jeanne Oxley

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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