Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: RICK BAKER

Good compassionate service.

I have used Nationwide Pet Insurance a few times and already saved on vet bills. They are efficient and their service staff is caring and quick in responding to questions.
5

out of 5

POSTED: | BY: Angela Mariano

It's the best!

Customer service is very helpful if you have any questions. The time to process a claim typically take a little over than 3 weeks. I'm very happy with the service and so glad I chose Nationwide for my baby girl Lexi.
5

out of 5

POSTED: | BY: Susanna

Great company to have pet insurance with.

This really has been such an easy experience. From submitting claims and getting reimbursed. I highly recommend you to everyone that has pets.
5

out of 5

POSTED: | BY: Noreen Sozio

Love our insurance. You get claims out fast and everyone is helpful

Excellent. Always recommending you
5

out of 5

POSTED: | BY: Melissa

NW is one of the best companies I have ever dealt with although claims processing always takes a month, always.

I think this is one of the best companies I've ever dealt with but any claim I submit always takes a month almost to the day to process so it's like it goes into this queue and then when that date is due, it is processed. I don't know if this is for revenue/margin/operational accounting or some other reason, but it seems unless it's a complex claim some of these claims could be processed a lot faster (possibly a simple queue and then a complex queue.) It's not really a complaint (although it would be great to get my money faster) because again, I think this is a great company and anytime I've spoken to anyone, they have been super nice as well. I have recommended you to others.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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