Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

BEST PET INSURANCE EVER!

I would ABSOLUTELY recommend Nationwide Pet Insurance as the best on the market today! My dogs are covered for illness, injury, and wellness visits, and I get a whopping 90% back on every visit! The only things not covered are food and grooming! The insurance is somewhat pricy (for two Shih Tzus) but, so far, I have gotten a return on my policies and then some for each of the two years I've had it!
4

out of 5

POSTED: | BY: Courtney

Great coverage - process a little slow

Very happy with my coverage. The claim process can be a little slow compared to Trupanion (my other dog's insurer). Usually takes 30-45 days to receive EOB.
4

out of 5

POSTED: | BY: Bridget

Gets more expensive every year

Seems like everytime a bill arrives my premiums go up. They have gone up nearly 50% in the last 2 years. My dog is healthy. The forms are also a pain to fill out.
5

out of 5

POSTED: | BY: Ann

Excellent coverage, Speedy reimbursement

I've submitted a couple claims since signing up with Nationwide. Everything was covered as per policy. There was no need to call and fight claims as we with human medical insurance. All reimbursement was received rather quickly.
4

out of 5

POSTED: | BY: Mary

Cost

Processing of claims is easy and fast. The company is actually super at processing! My main complaint is the cost. I thought the original cost was high but it has gone up each and every year. I do understand an increase as a dog gets older.. but this year it went up $600.00. I have not renewed yet because of the over 30% annual increase for the same coverage. Since my dogs vet bills are actually down this year, not sure it's worth it. I understand insurance is for the unforeseen needs but $1800.00 a year is a lot. I love my dog but on a fixed income, not sure it's doable this year.
Please leave a review

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
Provider website

Get a quote today

Leave a review