Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claire Matteson

It is great to know we have financial help when our Lily is sick

Lily is doing fine. Thank you for your help.
4

out of 5

POSTED: | BY: Kathleen E

Claim settled quickly and appropriately

My dog had her semi-annual senior check up as well as her first teeth cleaning, where the vet also removed a small benign cyst from her foot. Claims for both services were settled expediently and with appropriate explanation of coverage.
5

out of 5

POSTED: | BY: Antonio Cioffi

Excellent

Nationwide has been great in reimbursing for medical costs when there has been a health issue with my Frenchie. I purchased insurance when I first got my pet 7 years ago and had it all this time and I am glad I did.
5

out of 5

POSTED: | BY: Jayne Hawthorne

Imzadi is doing great. Very happy, healed quickly, eating a lot. All good

I was shocked at how easy it was to file a claim and how quickly Nationwide paid the claim. I honestly did not think they would. I took out a loan I was so certain that they would find reasons not to pay me or would argue etc. So you can imagine how happy I was to have it dealt with so quickly and no issues. It was all straightforward and went exactly as they said it would. Friends were also impressed and at least one has already signed with them.
5

out of 5

POSTED: | BY: Vivian lindauer

You company is great until you start increasing my premium

The claims takes at least 30 days To get a check and I tried the auto deposit into your act not user Friendly at all. Other than that love nationwide pet insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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