Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paula Duffy

perfect

I had your insurance for my other Doberman named Shelby that passed away from cancer last year. Having your insurance gave me the chance to help him live longer. Now his brother is lost without him, but he also has Nationwide as well. They were littermates. I have recommended your company to others and I will always have a dog along with your insurance to help them.
5

out of 5

POSTED: | BY: Karina Fernandez

Great coverage for all the unexpected needs.

Nationwide has been a great help in caring for my dog's needs. Although i do wish that they would assist with his allergy problems which are a huge deal, I understand that because it was a previous condition its not covered. Partial help would go a long way. Other than that i have no complaints.
5

out of 5

POSTED: | BY: Michele M

Hope

Hope is a great dog and deserves the best I can offer.. I am very pleased with my choice to purchase Nationwide insurance for her.. I have recommended Nationwide numerous time to other dog owners..
5

out of 5

POSTED: | BY: McKenzie Keenan

Worth every penny

We have been so thankful for our Nationwide insurance this year. Our dog, Lionel, has two torn ACLs and the surgery was absolutely necessary. Thankfully, we were reimbursed for about 75% of each leg we needed to do TPLO on. Was an amazing gift and Nationwide was always prompt and responsive. I tell everyone to get insurance!
3

out of 5

POSTED: | BY: neil bradie

disappointed

Luna tore her ACL. The X-ray revealed bone cancer also. Our first visit to the vet cost in excess of $1000, to say nothing of additional medicines. It's an expensive disease to treat and I find the $625 cap to be wholly inadequate and unreasonable. I put a rating of 5 to remain neutral for the time being as we have resubmitted vet reports for additional consideration of the ACL expense.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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