Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: craig breit

Everything you would want in a pet insurer

Nationwide has been everything they say they are- and everything you would want in a pet insurer. The ONLY bad surprise is: they hike the premiums EVERY year.
5

out of 5

POSTED: | BY: Shaun Ferguson

Overnight Vet Stay

Our reimbursement was paid quickly and in full. Very satisfied with the experience.
4

out of 5

POSTED: | BY: jan Murray

Basically happy with the coverage

I am basically very happy with the coverage and response I’m getting from nationwide
5

out of 5

POSTED: | BY: Gigi AustonGlobg

Fast turnaround, fair benefit, accepted by local vets

As noted above. I am a long time policy holder and am generally quite pleased. I have recommended to several others.
5

out of 5

POSTED: | BY: Susan M

Peace of mind

Molly had a "foreign object ingestion" at night the weekend before Christmas. Our regular vet wasn't available so we took her to the 24 hour emergency vets. I didn't have any hesitation taking her because I knew our insurance would help out with expenses. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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